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Ferrell Insurance Agency

5898 Cleveland Ave., Ste. 200
Columbus, OH 43231

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Featured Insurance Blog

Auto Insurance Tips for Columbus Drivers During Ohio’s Snowy Winters

Winter in Ohio can be beautiful, but it also brings icy roads, heavy snow, and unpredictable driving conditions. For drivers in Columbus, staying safe during the colder months requires preparation—and the right auto insurance coverage. At Ferrell Agency, we’re here to help you navigate winter driving challenges and ensure you’re protected when the unexpected happens.

Prepare Your Vehicle for Winter Weather

Before the snow starts falling, it’s important to winterize your vehicle. Here are a few tips:

  • Check Your Tires: Make sure your tires have adequate tread and consider switching to winter tires for better traction.
  • Inspect Your Battery: Cold weather can drain your battery faster, so ensure it’s in good condition.
  • Stock Emergency Supplies: Keep items like a snow scraper, jumper cables, and a blanket in your car in case of emergencies.

These steps can help reduce the risk of accidents and breakdowns during winter driving.

How Auto Insurance Protects You in Winter

Winter driving comes with unique risks, but the right auto insurance policy can provide peace of mind. Here’s how:

  • Collision Coverage: If you slide on ice and hit another vehicle, collision coverage can help pay for repairs.
  • Comprehensive Coverage: Protect your car from damage caused by falling tree branches, hail, or other winter hazards.
  • Roadside Assistance: Many policies include roadside assistance, which can be a lifesaver if you get stuck in the snow or need a tow.

Review your policy to ensure you have the coverage you need for winter driving in Columbus.

Stay Safe with Ferrell Agency

At Ferrell Agency, we understand the challenges Columbus drivers face during Ohio’s snowy winters. Our team is here to help you find the right auto insurance policy to keep you protected on icy roads and beyond. Contact us today to learn more about how we can help you stay safe this winter.

How Commercial Insurance Helps Columbus Businesses Prepare for Holiday Shopping Crowds

The holiday season is one of the busiest times of the year for businesses in Columbus, OH. From bustling retail stores to crowded restaurants, the influx of shoppers and diners brings exciting opportunities for growth—but it also introduces new risks. Commercial insurance can help local businesses stay protected during this hectic time.

Managing Liability Risks During the Holidays

With increased foot traffic comes a higher chance of accidents. Slips, trips, and falls are common during the holiday rush, especially in icy or wet conditions. Liability insurance is crucial for covering claims related to customer injuries on your property. For example, if a shopper slips on a wet floor in your store, liability coverage can help cover medical expenses and legal fees.

Protecting Your Inventory and Property

The holiday season often means stocking up on inventory to meet demand. Commercial property insurance can help protect your goods from risks like theft, fire, or vandalism. Additionally, if your storefront or equipment is damaged during the busy season, this coverage ensures you can recover quickly and keep your business running smoothly.

Preparing for Employee-Related Risks

Many Columbus businesses hire seasonal employees to handle the holiday rush. Workers’ compensation insurance is essential for protecting your team in case of workplace injuries. Whether it’s a stockroom accident or a delivery mishap, this coverage helps ensure your employees are taken care of while protecting your business from financial strain.

Partnering with Ferrell Agency

The holiday season is a time of opportunity, but it’s also a time to be prepared. Ferrell Agency works with Columbus businesses to provide comprehensive commercial insurance solutions tailored to their needs. Contact Ferrell Agency today to learn more about how we can help your business navigate the holiday season with confidence.

Partner Carriers

  • (ASI)American Strategic
  • Berkshire Hathaway
  • Foremost
  • Founders
  • Gainsco
  • Gleaner
  • Guard
  • Hanover Casualty
  • Hiscox
  • Liberty Mutual
  • Next
  • Ohio Fair
  • Progressive
  • Safeco
  • Tapco
  • The General
  • The Hartford
  • Travelers
  • Trexis
  • Utica first